LOAN NAME & TYPE First Mortgage    Caveat/2ndMortgage
PRODUCT SUMMARY Ideal for a situation where there is equity in several available security properties and
timing of settlement of a loan is urgent.
TIMING OF SETTLEMENT Where all certificates of title are available, whether clear or not, and current valuations
are held, settlement is possible within days of receipt of application.
BORROWER PROFILE To fund business or investment needs. Non NCCP applications only.
MINIMUM LOAN AMOUNT $20,000
MAXIMUM LOAN AMOUNT $20,000,000.00+
APPLICATION FEE  TBA
SECURITY/RISK FEE Subject to risk assessment upon application. Can be capitalized.
INTEREST RATE TBA
INTEREST PAYMENT Interest only. Capitalization of interest possible upon application.
LOAN TERM Up to 12 months +
ROLL OVER FACILITY Loan term may upon application be rolled over for a further term of up to 12 months.
Roll over fees apply.
INTRODUCER COMMISSION Introducer determines own upfront commission as an establishment fee – up to 2%
+GST. Depending upon the loan term, trail commission can be arranged.
LOAN EXIT An acceptable loan exit strategy to be presented and approved at assessment stage.
EARLY REPAYMENT No charge. No refunds of security/risk fees.
LOAN PURPOSE · Working capital
·  Creditor payments (including ATO debts)
· Business investments/expansion
·  Refinancing of existing debt
·  Buying out a shareholder/partner
· Construction completion
LOAN SECURITY · Commercial property
· Residential property
· Vacant land
· Rural
LOAN TO VALUATION RATIO · Residential –  85%
(max on each individual · Commercial – 75%
security property offered & · Vacant land – 60%
including capitalised fees)
BORROWERS · Corporate borrowers
· Trusts
·  Individual borrowers (business purposes only)
INCOME VERIFICATION Lo doc No Doc
LOCATION Metro and major regional – nationwide
CONTACT US Fast online enquiries: www.gapbusinessloans.com.au
Phone 1300 792 284